Mortgage Fraud

Mortgage Fraud

At Watson Woodhouse we have a team of highly experienced mortgage fraud solicitors ready to help you build a strong defence against any allegations. With over 25 years of dedicated legal experience we deal with every case on an individual basis both professionally and with empathy. If you have been accused of mortgage fraud, get in touch with us today to request a free initial consultation.

Mortgage Fraud Solicitors

Mortgage fraud occurs when a mortgage has been obtained via the provision of false information whilst the lender would not have granted funds upon knowing the truth. Your mortgage fraud solicitor has the knowledge and experience to thoroughly research your purchase background and all related legal documentation.

Mortgage fraud can include the following elements:

• The over valuation of properties
• Overstating a salary or income
• The hijacking of a genuine conveyancing process
• Taking out mortgages in the name of unsuspecting individuals or those who are deceased after identity theft
• Taking out a number of mortgages with different lenders on one address by manipulating Land Registry data
• Changing title deeds without an owner’s knowledge to allow the sale of a property.
• Misstating the use of funds when applying for a remortgage

Alongside reputational damage, successful prosecutions can lead to penalties ranging from suspended sentences to double figure custodial sentences.

The Watson and Woodhouse team include specialist fraud solicitors across all areas. If you are being investigated for mortgage fraud it is vital that you seek expert legal help as soon as possible.